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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. According to the California Insurance Code, governing insurance appointments, who is responsible for filing a life agent's appointment?

A) The employer.
B) The Commissioner.
C) The insurer.
D) The licensee.

2. The purchase of an insurance policy may accomplish all of the following for the insured EXCEPT

A) the elimination of the risk.
B) a reduction of uncertainty.
C) a replacement of a large possible loss by a "smaller certain loss".
D) a reduction in worry/greater peace of mind.

3. When is the automatic loan provision activated?

A) At the end of the incontestability period.
B) On the premium due date.
OB. At the end of the grace period.
C) At the end of the free-look period.

4. What is the cost of service from the Health Insurance Counseling Advocacy Program (HICAP)?

A) $25 per appointment.
B) $50 per appointment.
C) No charge.
D) $10 per appointment.

5. What Medicare coverage automatically begins at age 65?

A) Part D
B) Part C
C) Part A
D) Part B

Solutions: