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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Title Exceptions and Procedures for Clearing Title | 21% | - General exceptions - Liens and encumbrances
|
| Title Insurance Principles | - Title search techniques
| |
| General Insurance Concepts | 3% | |
| Insurance Regulation | 12% | - Unfair trade practices
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
Which of the following statements is true concerning an unrecorded deed?
- A. it need not name the grantee
- B. it is not valid between the grantor and the grantee
- C. it need not contain a legal description
- D. it does not give constructive notice of ownership
Correct Answer: D 🗳️
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To satisfy a mortgage of record, which of the following must be filed?
- A. a payoff statement
- B. a mortgage satisfaction
- C. an original note
- D. a certified copy of original mortgage
Correct Answer: B 🗳️
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Who of the following CANNOT be covered by a Closing Protection Letter?
- A. Lender.
- B. Purchaser/buyer.
- C. Escrow agent.
- D. Seller.
Correct Answer: C 🗳️
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Which of the following is excluded from coverage in the standard owner's policy?
- A. recorded documentation on the title to real property without acknowledgment
- B. lack of a right of access to and from the land
- C. any law, ordinance, or governmental regulation without filed notice
- D. any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
Correct Answer: C 🗳️
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The MAIN purpose of insurance is to
- A. transfer risk.
- B. alter risk.
- C. retain risk.
- D. reduce risk.
Correct Answer: A 🗳️
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