Insurance Licensing NJ-Life-Producer test insides dumps : New Jersey Life Producer Exam

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Insurance Licensing NJ-Life-Producer Exam Syllabus Topics:

Insurance Licensing New Jersey Life Producer Sample Questions:

1. The Producer Licensing regulation requires that a branch office be open to the public

A) On a posted schedule that provides reasonable access.
B) No less than forty hours per week.
C) Monday through Friday from 8 a.m. to 5 p.m.
D) At least one evening per week and one Saturday per month.

2. A producer who is authorized by an insurance company to solicit, negotiate, or sell insurance contracts is acting as

A) An insurance consultant.
B) A financial consultant.
C) An insurance agent.
D) An insurance broker.

3. Insurance purchased on the life of a borrower to provide indemnity for a loan balance if the borrower dies is referred to as

A) Credit life insurance.
B) Ticket life insurance.
C) Liability indemnity insurance.
D) Bank insurance.

4. A type of life insurance policy that provides for payment of the face amount at the end of the specified period if the insured is still alive is

A) A juvenile trust.
B) An endowment policy.
C) A modified life insurance policy.
D) A universal life insurance policy.

5. A policyowner cannot change the beneficiary if he has named

A) A spouse.
B) An irrevocable beneficiary.
C) A revocable beneficiary.
D) A permanent beneficiary.

Solutions: